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Our Mission

Seba mission is to create opportunities for the distressed disadvantage and deprived segments of the society with a prime.....

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Our Vision

With a vision of a just enlighten healthy and democratic India free from the evil of gender discrimination illiteracy, secured hunger..

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Governance

Seba governance board consists of seven Directors. The directors hold substantial experience in the field of Banking....

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Members

Seba has a very expert and experience management team. Management team hold good operational experience in Micro Finance....

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No.          Particulars                        Loan Product House Repairing Loan
1 Name of Product Sopan Loan                                                                                         Nabard Loan
2 Initial Loan Amount Upto Rs. 15,000/-                                                                                Upto Rs. 25,000/-
3 Loan Ceiling Maximum Rs. 30,000/-                                                                       Maximum Rs. 25,000/-
4 Tenure 1 year                                                                                                     2 year
5 No. of Installment 52                                                                                                            104 
6 Mode of repayment Weekly                                                                                                    Weekly
7 Amount of installment

51 installments @ Rs. 22/- per Thousand

& last installment @ Rs. 15/-

8 Rate of Interest Reducing 26%                                                                                        Reducing 14%
9 Other Charges Processing Fee                                                                                       Processing Fee
1% of Loan Amount                                                                                1% of Loan Amount
Insurance Fee                                                                                          Insurance Fee
1% (actual) Loan Amount                                                                      1%(actual) Loan Amount
10 Other Guidelines Processing Fee is charged at the time of Disbursement                  Processing Fee is charged at the time of Disbursement
Borrower & their spouse are covered under insurance                    Borrower & their spouse are covered under insurance
Prepayment allowed but without penalty                                             Prepayment allowed but without penalty
Penalty is not charged in case of default                                             Penalty is not charged in case of default
Loan is without collateral                                                                         Loan is without collateral
11 Loan Condition Must fulfil criteria of group membership
Must abide by seba's rules & regulation regarding loan
Regular attendance in weekly group meeting
Must have skill to develop income

Category wise loan disbursement

Category wise loan disbursement

Business growth by year wise

Business growth by year wise

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Seba Rahara